What is water damage? At first thought, it may seem like a silly question to ask but ask anyone who has had their home severely damaged due a clogged toilet or busted pipe, you will find they’ll take it quite seriously.
According to reports, the number of homes damaged and claims filed due to water damage is second only to hurricanes. Even a slight crack in a water pipe as small as 1/8th of an inch, can release up to 946 liters each day. Imagine the damage that kind of leak could cause to not only your valuable but to the very structure of your home or building.
Wikipedia lists three level of water damage:
“Category 1 Water – Refers to a source of water that does not pose substantial threat to humans and classified as “clean water“. Examples are broken water supply lines, tub or sink overflows or appliance malfunctions that involves water supply lines.
“Category 2 Water – Refers to a source of water that contains a significant degree of chemical, biological or physical contaminants and causes discomfort or sickness when consumed or even exposed to. Known as “grey water“. This type carries microorganisms and nutrients of micro-organisms. Examples are toilet bowls with urine (no feces), sump pump failures, seepage due to hydrostatic failure and water discharge from dishwashers or washing machines.
“Category 3 Water – Known as “black water” and is grossly unsanitary. This water contains unsanitary agents, harmful bacteria and fungi, causing severe discomfort or sickness. Type 3 category are contaminated water sources that affect the indoor environment. This category includes water sources from sewage, seawater, rising water from rivers or streams, ground surface water or standing water. Category 2 Water or Grey Water that is not promptly removed from the structure and or have remained stagnant may be re classified as Category 3 Water. Toilet back flows that originates from beyond the toilet trap is considered black water contamination regardless of visible content or color.[5]“
It is important that residential/commercial property owners take the time to review their insurance agreements to verify their coverage in the event water damage occurs.
We also strongly encourage them to inspect their properties on a consistent basis as a preventative measure as well as maintain an open line of communication with their tenants to resolve any issues in a timely manner.
Our water damage restoration services are usually covered both most insurance companies though their terms may vary on a case by case basis. If you have any question feel free to contact us today.
Comments are closed